At South Metro Credit Union, we like to take the time to celebrate you, our members! As a federal credit union, we are a member-owned, not-for-profit financial cooperative, meaning we are here to serve you, not our bottom line. Our membership is open to anyone living or working in Scott County, as well as select consumer food cooperatives, housing cooperatives, and their members in the area.
We appreciate our members, and as such, we hope that you value these benefits of being a member of South Metro Credit Union.
Your Trustworthy Financial Advisors
- As a credit union member, you are not a “customer” but part-owner of a financial cooperative in which all the members pool their resources to enable lower rate and help one another.
- Credit unions are uniquely able to turn their resources back over to their members, for their long-term benefit.
- Credit Unions have a not-for-profit tax status similar to churches, charities, and other groups that work to better the lives of those involved.
Great Member Services
- One of our main goals is to provide financial education and resources to our members, enabling you to reach your financial goals. We offer budgeting tools, financial education services, and online tools and advice.
- Investment and insurance services, one on one.
- Real-Time Control for your debit card. Protect your account by limiting the geographical area, spending limit, time of day, or specific merchants for which your debit card may be used.
- Specialty checking accounts are available for non-profits, businesses in Scott County, or members over 50. Plus, dividends are paid on any checking account balances over $100.
- Avoid returned checks. South Metro can automatically transfer funds from your savings to your checking to keep your checks from being returned, as a no-fee service.
Convenience
- No need to wait in line: 24-hour remote access (Online banking and Mobile banking)
- Electronic E-statements
- Checkholders can use VISA Debit Cards at ATMs and any location that displays the VISA© logo.
- Avoid ATM fees when you withdraw cash from our network of over 30,000 surcharge-free ATMs.
Day to Day Perks and Discounts
- Get exclusive credit union discounts from outside vendors. Visit LoveMyCreditUnion.org for more information.
- This plan includes the Sprint Credit Union Member Discount Plan, which includes 10% off most Sprint service plans, and free activations and upgrades. Learn more about the Sprint Credit Union Member Discount at LoveMyCreditUnion.org/Sprint.
- Family fun discounts at Valleyfair, the Minnesota Zoo and the Minnesota Renaissance Festival.
Special Member Perks!
Until October 31st, we are offering special rates on all Auto Loans (New, Used and Refinancing). Members pick one of three additional bonus perks!- $50 Visa Gift Card for gas
- 90 days no payment or
- 1% off their APR
- If a member closes within 10 days of applying for their loan, they will get ALL 3 perks.
